What factors are considered for auto insurance?

I am trying to get an auto insurance. But when i went to an agent to get a quote, he told me that since i wasn't on somebody's policy for 3 years, my premium is going to be much more higher. But I have had an license for more than 3 years but just was not on my parents policy because of high insurance premium. So my question is what is considered 1. i need license for 3 years 2. i need to be on someone else's policy for 3 years.

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I just got my license and i have paid for a car at the dealer but i cant drive it off the lot untill i have insurance..so how do i get insurance..it would be with state farm.im 18 years old im a male.so how do i do i get insured?.how long does the process take??..and how much do you think my monthly payment will be..are there any deposits/extra payments you have to pay at first up front???

What is the difference between being forced to buy health insurance vs. being forced to buy car insurance?

In my state we are forced to have car insurance or we will be fined. I know that having the government intervene more in our health insurance seems like more of a step in a socialism direction but were we already going that direction anyway with car insurance AND we did already have medicare and medicaid. This reform does not seem like anything more than insurance reform and medicare/medicaid reform. It is not as radical as it could be: http://healthreform.kff.org/SubsidyCalculator.aspx The government subsidies are not even that good. People making around 30-50k still have to pay $200-300 a month for healthcare and now they are actually being FORCED to do it no matter what. The government will only help with $500 per year of that total bill. I am a conservative...BUT why is this so bad? Dont we really need healthcare reform because the way it is going it looks like in 10 more years nobody will be able to afford insurance period if things were left the way they were (it has gone up 100% in the last 10 years). Change can be good sometimes. Everyone needs to calm down.

My parked car was damaged in a hit and run by someone who had a rental car but did not have insurance.?

The rental car company did not validate proof of insurance. The drivier gave the car rental company old and outdated insuance information and did not validate insurance coverage. Now I am stuck with a damaged and totaled car and no way to pay for damages caused by this hit and run to me.

Which is better hmo or ppo insurance?

How much money does car insurance go down when you turn 17?

I'm 16 years old and turning 17 in a few months. I am currently paying about $435 for insurance in a 6 month period. Will that rate decrease when I turn 17, not having any tickets or accidents?

Where can an 18 year old male find cheap car insurance?

It's getting frustrating looking for insurance that a college student will be able to afford and buy food at the same time. Is there a car that's cheaper? Or a brokerage that's cheaper?

Health insurance in America?

I'm in Australia and very curious about health insurance! What is medicaid? What happens if you have no insurance or medicaid and you have a baby?

How can I get a liability insurance for my cleaning business?

I have called to a few insurance companies to get a general liability insurance, and I have been turned down, because I have barely any experience in the cleaning business. How then can I start and get an insurance at the same time? Do I have to lie to them and tell them that I have 10 years of experience?

Why are people demonizing the insurance companies?

I'm not on the government dole, I'm not a municipal, state or federal employee. I don't get my insurance through an employer, I purchase my own. As small business owners in NYS my family of five pays over $20000/year for health insurance. NYS is already an expensive state to live in and with all of these state mandates on the few insurance carriers we have, my premiums have DOUBLED over the past seven years. If anything, Obamacare will make many self insurers like me drop their insurance and pay a fine. Then we'll wait until we get sick to purchase insurance because we can't be denied due to pre-existing conditions. Anyone who doesn't believe Obamacare was designed to put private insurance companies out of business has got their head up their ***. So again I ask, why are people demonizing the insurance companies?!?

If you have two insurances...?

We have two medical insurances on our children. Should there still be a copay? Should having 2 insurances cancel out the copay?

Short-term car insurance in California? Advice needed!?

I am going to rent a car in California for 6 weeks. I don't own a car of my own, so I don't have any normal car-insurance policy of my own. I do have a Visa gold-card, that covers collision damage waiver; but I wouldn't want to be without liability etc. Question: Is there any better deal I can get than paying the $10-$15 per day to the car rental company? Any ideas would be very welcome.

Can I drive my car without insurance?

I don't have insurance yet. But my car is insured under both my parents name. So if drive my car with my mom or dad is in the car with me, and i get into an accident, will it still be insured cuz my dad or mom was in the car with me? Mom says it won't be insured.

What factors are considered for auto insurance?

https://www.linkedin.com/pulse/your-insurance-go-up-seat-belt-ticket-jose-jordan/